Sterling Heights, Michigan: health insurance
Sterling Heights is in Macomb County. Here is what Sterling Heights residents should know about coverage.
Coverage in Sterling Heights
Sterling Heights has about 133,306 residents (U.S. Census Bureau 2023 estimate).
Plans for Sterling Heights residents are determined by Macomb County, home to about 875,101 people (2023 estimate). Medicare Advantage plans and marketplace plans are offered by area, so use your ZIP code when you compare, and make sure a plan covers Macomb County before you choose it.
- Turning 65 in Sterling Heights? Your Initial Enrollment Period runs seven months around your birthday. MMAP (Michigan Medicare/Medicaid Assistance Program) offers free counseling at 800-803-7174.
- Buying your own plan? Shop through HealthCare.gov (federal Marketplace).
- Medicaid questions? Michigan Department of Health and Human Services (MDHHS) handles applications.
Michigan note: Michigan's Medicaid expansion program has its own distinct brand name, the Healthy Michigan Plan, rather than just being referred to as expanded Medicaid -- worth knowing since Michigan-specific materials and application flows generally use that name.
Colleges and universities near Sterling Heights
Michigan public institutions include University of Michigan, Michigan State University, Wayne State University. Students and employees at these schools should check their school’s student health or benefits office, because campus plans and employer plans work differently from individual coverage. More about Michigan colleges.
Do Sterling Heights and Macomb County have the same plans?
Plans are offered by service area, and Sterling Heights falls under Macomb County. A plan that serves Macomb County is generally the one that applies to you.
Do I have to enroll if I call?
No. A call is a conversation about your options.
Sterling Heights residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095Other major Michigan cities
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.