Is my Medicare plan ending in Sterling Heights, MI?
Medicare plans are set by county. Sterling Heights is in Macomb County, so the plans listed as leaving Macomb County for 2027 apply to Sterling Heights residents.
Quick answer for Sterling Heights
16 Medicare plans are from 7 companies listed in Macomb County for 2026 but not for 2027, covering at least 6,598 people enrolled today. If you live in Sterling Heights and have one of these plans, you can choose a new plan from October 15 to December 7, and coverage starts January 1.
Companies with plans leaving Macomb County
| Company | Plans leaving | People enrolled (at least) |
|---|---|---|
| Humana | 6 | 4,394 |
| Corewell Health | 2 | 1,001 |
| UnitedHealthcare | 1 | 628 |
| Wellcare / Ambetter (Centene) | 2 | 413 |
| Aetna (CVS Health) | 2 | 89 |
| Blue Cross Blue Shield of Michigan Mutual Ins. | 1 | 73 |
| Cigna HealthSpring (HCSC) | 2 | not listed |
Plans going away in Macomb County
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| Humana Full Access H7617-055 (PPO) H7617-055 | Humana | 1,958 |
| Humana Full Access H5216-287 (PPO) H5216-287 | Humana | 1,915 |
| PriorityMedicare Vital (PPO) H4875-022 | Corewell Health | 728 |
| UHC Dual Complete MI-Y1 (HMO D-SNP) H2247-005 | UnitedHealthcare | 628 |
| Wellcare Simple Open (PPO) H2117-001 | Wellcare / Ambetter (Centene) | 335 |
| PriorityMedicare Vintage (HMO-POS) H2320-031 | Corewell Health | 273 |
| Humana USAA Honor Giveback with Rx (PPO) H5216-305 | Humana | 193 |
| Humana Gold Plus H8908-001 (HMO-POS) H8908-001 | Humana | 148 |
| Humana USAA Honor Giveback with Rx (PPO) H7617-071 | Humana | 101 |
| Humana Gold Plus Chronic Kidney Disease (HMO C-SNP) H8908-006 | Humana | 79 |
| Aetna Medicare Prime Care (HMO-POS) H3192-021 | Aetna (CVS Health) | 78 |
| Wellcare Patriot Giveback Open (PPO) H2117-003 | Wellcare / Ambetter (Centene) | 78 |
| BCN Advantage Elements (HMO-POS) H5883-001 | Blue Cross Blue Shield of Michigan Mutual Ins. | 73 |
| Aetna Medicare Enhanced (PPO) H5521-607 | Aetna (CVS Health) | 11 |
What to do if you live in Sterling Heights
- Read the notice from your plan. It names the plan that is ending and your choices.
- Compare 2027 options before December 7: another Medicare Advantage plan, or Original Medicare with a Medicare Supplement and a Part D drug plan.
- Check that your doctors, hospitals and pharmacy near Sterling Heights are covered by any plan you consider.
- Free, unbiased help: MMAP (Michigan Medicare/Medicaid Assistance Program) at 800-803-7174, or Medicare.gov, 1-800-MEDICARE.
Is my Medicare plan ending in Sterling Heights?
Medicare plans are offered by service area, usually county by county. Check the list above for your plan name or plan ID. A plan can be listed because it was renumbered or replaced, so your plan notice is the final word.
What happens if I do nothing in Sterling Heights?
If your plan is not renewing and you do not choose a new one, you may be moved to Original Medicare, which does not include drug coverage. Compare options before December 7 and confirm your dates with Medicare.gov or your plan notice.
Do I have to enroll if I call?
No. Calling is a conversation about your options, and you are never required to enroll.
Sterling Heights residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095 Open 8 AM-10 PM Eastern timeMore for Sterling Heights: Sterling Heights health insurance · Macomb County · All Michigan plans ending for 2027 · Sterling Heights population 133,306 (Census Bureau).
Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.