Flint, Michigan: health insurance

Flint is in Genesee County. Here is what Flint residents should know about coverage.

Coverage in Flint

Flint has about 79,661 residents (U.S. Census Bureau 2023 estimate).

Plans for Flint residents are determined by Genesee County, home to about 401,522 people (2023 estimate). Medicare Advantage plans and marketplace plans are offered by area, so use your ZIP code when you compare, and make sure a plan covers Genesee County before you choose it.

  • Turning 65 in Flint? Your Initial Enrollment Period runs seven months around your birthday. MMAP (Michigan Medicare/Medicaid Assistance Program) offers free counseling at 800-803-7174.
  • Buying your own plan? Shop through HealthCare.gov (federal Marketplace).
  • Medicaid questions? Michigan Department of Health and Human Services (MDHHS) handles applications.

Michigan note: Michigan's Medicaid expansion program has its own distinct brand name, the Healthy Michigan Plan, rather than just being referred to as expanded Medicaid -- worth knowing since Michigan-specific materials and application flows generally use that name.

Medicare plans leaving Genesee County for 2027

Medicare plans are set by county, so this applies to residents of this city. 15 plans are listed in Genesee County for 2026 but not for 2027, covering at least 1,014 people.

Plan going awayCompanyPeople enrolled (at least)
PriorityMedicare Vital (PPO)
H4875-022
Corewell Health323
Wellcare Simple Open (PPO)
H2117-001
Wellcare / Ambetter (Centene)193
Wellcare Dual Access Open (PPO D-SNP)
H2117-002
Wellcare / Ambetter (Centene)163
Humana USAA Honor Giveback with Rx (PPO)
H5216-305
Humana116
Wellcare Patriot Giveback Open (PPO)
H2117-003
Wellcare / Ambetter (Centene)57
Humana USAA Honor Giveback with Rx (PPO)
H7617-071
Humana47

See all 15 plans leaving Genesee County →

A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.

Colleges and universities near Flint

Michigan public institutions include University of Michigan, Michigan State University, Wayne State University. Students and employees at these schools should check their school’s student health or benefits office, because campus plans and employer plans work differently from individual coverage. More about Michigan colleges.

Do Flint and Genesee County have the same plans?

Plans are offered by service area, and Flint falls under Genesee County. A plan that serves Genesee County is generally the one that applies to you.

Do I have to enroll if I call?

No. A call is a conversation about your options.

Flint residents: call 855-367-1095

Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.

Call 855-367-1095

Other major Michigan cities

Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.

Do it yourself

Prefer to look and enroll yourself?

Compare plans and enroll on your own time. Or call 855-367-1095 any time you want a licensed agent’s help.

Medicare

Medicare Open Enrollment starts October 15th

Take a look at Michigan plans, or go ahead and enroll yourself. Call if you need any help with your application.

Under 65 · ACA

ACA Open Enrollment opens November 1st

Take a look at Michigan plans, or go ahead and enroll yourself when it opens. Call if you need any help with your application.

Questions along the way? Call 855-367-1095 for assistance.