Dearborn, Michigan: health insurance
Dearborn is in Wayne County. Here is what Dearborn residents should know about coverage.
Coverage in Dearborn
Dearborn has about 105,811 residents (U.S. Census Bureau 2023 estimate).
Plans for Dearborn residents are determined by Wayne County, home to about 1,751,169 people (2023 estimate). Medicare Advantage plans and marketplace plans are offered by area, so use your ZIP code when you compare, and make sure a plan covers Wayne County before you choose it.
- Turning 65 in Dearborn? Your Initial Enrollment Period runs seven months around your birthday. MMAP (Michigan Medicare/Medicaid Assistance Program) offers free counseling at 800-803-7174.
- Buying your own plan? Shop through HealthCare.gov (federal Marketplace).
- Medicaid questions? Michigan Department of Health and Human Services (MDHHS) handles applications.
Michigan note: Michigan's Medicaid expansion program has its own distinct brand name, the Healthy Michigan Plan, rather than just being referred to as expanded Medicaid -- worth knowing since Michigan-specific materials and application flows generally use that name.
Medicare plans leaving Wayne County for 2027
Medicare plans are set by county, so this applies to residents of this city. 16 plans are listed in Wayne County for 2026 but not for 2027, covering at least 20,166 people.
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| UHC Dual Complete MI-Y1 (HMO D-SNP) H2247-005 | UnitedHealthcare | 9,624 |
| Humana Full Access H7617-055 (PPO) H7617-055 | Humana | 3,707 |
| Humana Full Access H5216-287 (PPO) H5216-287 | Humana | 3,090 |
| PriorityMedicare Vital (PPO) H4875-022 | Corewell Health | 918 |
| Wellcare Simple Open (PPO) H2117-001 | Wellcare / Ambetter (Centene) | 853 |
| PriorityMedicare Vintage (HMO-POS) H2320-031 | Corewell Health | 410 |
See all 16 plans leaving Wayne County →
A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.
Colleges and universities near Dearborn
Michigan public institutions include University of Michigan, Michigan State University, Wayne State University. Students and employees at these schools should check their school’s student health or benefits office, because campus plans and employer plans work differently from individual coverage. More about Michigan colleges.
Do Dearborn and Wayne County have the same plans?
Plans are offered by service area, and Dearborn falls under Wayne County. A plan that serves Wayne County is generally the one that applies to you.
Do I have to enroll if I call?
No. A call is a conversation about your options.
Dearborn residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095Other major Michigan cities
- Detroit
- Grand Rapids
- Warren
- Sterling Heights
- Ann Arbor
- Lansing
- Livonia
- Troy
- Westland
- Farmington Hills
- Flint
- Wyoming
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.