Wayne County, Michigan: health insurance

What Wayne County residents should know about Medicare, marketplace plans and Medicaid.

Wayne County at a glance

StateMichigan
Population (2023 est.)1,751,169
Population rank in Michigan1 of 83
Land area612 square miles
Major citiesDetroit, Dearborn, Livonia, Westland

Source: U.S. Census Bureau (Population Estimates 2023; Gazetteer 2023).

Why your county matters for coverage

In Michigan, the health plans you can choose depend on where you live. Medicare Advantage and Part D plans are offered by service area, usually county by county, and marketplace premiums and carriers are set by area as well. Living in Wayne County means the options on this page apply to you, and plans in a neighboring county may differ.

  • Medicare: MMAP (Michigan Medicare/Medicaid Assistance Program) gives free, unbiased counseling at 800-803-7174. Ask which plans serve Wayne County specifically.
  • Marketplace plans: shop through HealthCare.gov (federal Marketplace); enter your Wayne County ZIP code to see what is offered.
  • Medicaid: apply through Michigan Department of Health and Human Services (MDHHS).

Michigan note: Michigan's Medicaid expansion program has its own distinct brand name, the Healthy Michigan Plan, rather than just being referred to as expanded Medicaid -- worth knowing since Michigan-specific materials and application flows generally use that name.

Questions about Wayne County

Are the same Medicare plans offered everywhere in Michigan?

No. Plans are offered by service area. A plan available in one county may not be offered in Wayne County, so check by county.

Where do Wayne County residents get free Medicare counseling?

MMAP (Michigan Medicare/Medicaid Assistance Program) (800-803-7174) is Michigan's free SHIP program.

Do I have to enroll if I call?

No. Calling is a conversation about your options, and you are never required to enroll.

Wayne County residents: call 855-367-1095

Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.

Call 855-367-1095

Other large counties

Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.

Do it yourself

Prefer to look and enroll yourself?

Compare plans and enroll on your own time. Or call 855-367-1095 any time you want a licensed agent’s help.

Medicare

Medicare Open Enrollment starts October 15th

Take a look at Michigan plans, or go ahead and enroll yourself. Call if you need any help with your application.

Under 65 · ACA

ACA Open Enrollment opens November 1st

Take a look at Michigan plans, or go ahead and enroll yourself when it opens. Call if you need any help with your application.

Questions along the way? Call 855-367-1095 for assistance.