Rochester Hills, Michigan: health insurance
Rochester Hills is in Oakland County. Here is what Rochester Hills residents should know about coverage.
Coverage in Rochester Hills
Rochester Hills has about 76,002 residents (U.S. Census Bureau 2023 estimate).
Plans for Rochester Hills residents are determined by Oakland County, home to about 1,270,426 people (2023 estimate). Medicare Advantage plans and marketplace plans are offered by area, so use your ZIP code when you compare, and make sure a plan covers Oakland County before you choose it.
- Turning 65 in Rochester Hills? Your Initial Enrollment Period runs seven months around your birthday. MMAP (Michigan Medicare/Medicaid Assistance Program) offers free counseling at 800-803-7174.
- Buying your own plan? Shop through HealthCare.gov (federal Marketplace).
- Medicaid questions? Michigan Department of Health and Human Services (MDHHS) handles applications.
Michigan note: Michigan's Medicaid expansion program has its own distinct brand name, the Healthy Michigan Plan, rather than just being referred to as expanded Medicaid -- worth knowing since Michigan-specific materials and application flows generally use that name.
Medicare plans leaving Oakland County for 2027
Medicare plans are set by county, so this applies to residents of this city. 23 plans are listed in Oakland County for 2026 but not for 2027, covering at least 7,290 people.
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| Humana Full Access H5216-287 (PPO) H5216-287 | Humana | 1,980 |
| Humana Full Access H7617-055 (PPO) H7617-055 | Humana | 1,975 |
| PriorityMedicare Vital (PPO) H4875-022 | Corewell Health | 1,283 |
| Wellcare Simple Open (PPO) H2117-001 | Wellcare / Ambetter (Centene) | 365 |
| PriorityMedicare Vintage (HMO-POS) H2320-031 | Corewell Health | 304 |
| Wellcare Dual Access Open (PPO D-SNP) H2117-002 | Wellcare / Ambetter (Centene) | 296 |
See all 23 plans leaving Oakland County →
A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.
Colleges and universities near Rochester Hills
Michigan public institutions include University of Michigan, Michigan State University, Wayne State University. Students and employees at these schools should check their school’s student health or benefits office, because campus plans and employer plans work differently from individual coverage. More about Michigan colleges.
Do Rochester Hills and Oakland County have the same plans?
Plans are offered by service area, and Rochester Hills falls under Oakland County. A plan that serves Oakland County is generally the one that applies to you.
Do I have to enroll if I call?
No. A call is a conversation about your options.
Rochester Hills residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095Other major Michigan cities
- Detroit
- Grand Rapids
- Warren
- Sterling Heights
- Ann Arbor
- Lansing
- Dearborn
- Livonia
- Troy
- Westland
- Farmington Hills
- Flint
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.