Ottawa County, Michigan: health insurance
What Ottawa County residents should know about Medicare, marketplace plans and Medicaid.
Ottawa County at a glance
| State | Michigan |
|---|---|
| Population (2023 est.) | 303,372 |
| Population rank in Michigan | 7 of 83 |
| Land area | 564 square miles |
Source: U.S. Census Bureau (Population Estimates 2023; Gazetteer 2023).
Why your county matters for coverage
In Michigan, the health plans you can choose depend on where you live. Medicare Advantage and Part D plans are offered by service area, usually county by county, and marketplace premiums and carriers are set by area as well. Living in Ottawa County means the options on this page apply to you, and plans in a neighboring county may differ.
- Medicare: MMAP (Michigan Medicare/Medicaid Assistance Program) gives free, unbiased counseling at 800-803-7174. Ask which plans serve Ottawa County specifically.
- Marketplace plans: shop through HealthCare.gov (federal Marketplace); enter your Ottawa County ZIP code to see what is offered.
- Medicaid: apply through Michigan Department of Health and Human Services (MDHHS).
Michigan note: Michigan's Medicaid expansion program has its own distinct brand name, the Healthy Michigan Plan, rather than just being referred to as expanded Medicaid -- worth knowing since Michigan-specific materials and application flows generally use that name.
Questions about Ottawa County
Are the same Medicare plans offered everywhere in Michigan?
No. Plans are offered by service area. A plan available in one county may not be offered in Ottawa County, so check by county.
Where do Ottawa County residents get free Medicare counseling?
MMAP (Michigan Medicare/Medicaid Assistance Program) (800-803-7174) is Michigan's free SHIP program.
Do I have to enroll if I call?
No. Calling is a conversation about your options, and you are never required to enroll.
Ottawa County residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095Other large counties
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.