Eaton County, Michigan: health insurance
What Eaton County residents should know about Medicare, marketplace plans and Medicaid.
Eaton County at a glance
| State | Michigan |
|---|---|
| Population (2023 est.) | 108,820 |
| Population rank in Michigan | 19 of 83 |
| Land area | 575 square miles |
Source: U.S. Census Bureau (Population Estimates 2023; Gazetteer 2023).
Medicare plans leaving Eaton County for 2027
8 Medicare plans from 5 companies are listed in Eaton County for 2026 but not for 2027, covering at least 118 people enrolled in the plans below today.
- HealthSpring Assurance Rx (PDP) (S5617-221, Cigna HealthSpring (HCSC))
- HealthSpring Extra Rx (PDP) (S5617-363, Cigna HealthSpring (HCSC))
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| Humana USAA Honor Giveback with Rx (PPO) H5216-305 | Humana | 53 |
| Humana USAA Honor Giveback with Rx (PPO) H7617-071 | Humana | 26 |
| BCN Advantage Elements (HMO-POS) H5883-001 | Blue Cross Blue Shield of Michigan Mutual Ins. | 21 |
| Wellcare Simple Open (PPO) H2117-001 | Wellcare / Ambetter (Centene) | 18 |
| Aetna Medicare Enhanced (PPO) H5521-607 | Aetna (CVS Health) | 10 or fewer |
| Wellcare Patriot Giveback Open (PPO) H2117-003 | Wellcare / Ambetter (Centene) | 10 or fewer |
A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.
Is your plan on this list? Call 855-367-1095 and we will look at what is available where you live, with no obligation to enroll.
Why your county matters for coverage
In Michigan, the health plans you can choose depend on where you live. Medicare Advantage and Part D plans are offered by service area, usually county by county, and marketplace premiums and carriers are set by area as well. Living in Eaton County means the options on this page apply to you, and plans in a neighboring county may differ.
- Medicare: MMAP (Michigan Medicare/Medicaid Assistance Program) gives free, unbiased counseling at 800-803-7174. Ask which plans serve Eaton County specifically.
- Marketplace plans: shop through HealthCare.gov (federal Marketplace); enter your Eaton County ZIP code to see what is offered.
- Medicaid: apply through Michigan Department of Health and Human Services (MDHHS).
Michigan note: Michigan's Medicaid expansion program has its own distinct brand name, the Healthy Michigan Plan, rather than just being referred to as expanded Medicaid -- worth knowing since Michigan-specific materials and application flows generally use that name.
Questions about Eaton County
Are the same Medicare plans offered everywhere in Michigan?
No. Plans are offered by service area. A plan available in one county may not be offered in Eaton County, so check by county.
Where do Eaton County residents get free Medicare counseling?
MMAP (Michigan Medicare/Medicaid Assistance Program) (800-803-7174) is Michigan's free SHIP program.
Do I have to enroll if I call?
No. Calling is a conversation about your options, and you are never required to enroll.
Eaton County residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095Other large counties
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.