Is my Medicare plan ending in Troy, MI?
Medicare plans are set by county. Troy is in Oakland County, so the plans listed as leaving Oakland County for 2027 apply to Troy residents.
Quick answer for Troy
23 Medicare plans are from 7 companies listed in Oakland County for 2026 but not for 2027, covering at least 7,290 people enrolled today. If you live in Troy and have one of these plans, you can choose a new plan from October 15 to December 7, and coverage starts January 1.
Companies with plans leaving Oakland County
| Company | Plans leaving | People enrolled (at least) |
|---|---|---|
| Humana | 6 | 4,433 |
| Corewell Health | 2 | 1,587 |
| Wellcare / Ambetter (Centene) | 4 | 758 |
| UnitedHealthcare | 6 | 313 |
| Blue Cross Blue Shield of Michigan Mutual Ins. | 1 | 109 |
| Aetna (CVS Health) | 2 | 90 |
| Cigna HealthSpring (HCSC) | 2 | not listed |
Plans going away in Oakland County
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| Humana Full Access H5216-287 (PPO) H5216-287 | Humana | 1,980 |
| Humana Full Access H7617-055 (PPO) H7617-055 | Humana | 1,975 |
| PriorityMedicare Vital (PPO) H4875-022 | Corewell Health | 1,283 |
| Wellcare Simple Open (PPO) H2117-001 | Wellcare / Ambetter (Centene) | 365 |
| PriorityMedicare Vintage (HMO-POS) H2320-031 | Corewell Health | 304 |
| Wellcare Dual Access Open (PPO D-SNP) H2117-002 | Wellcare / Ambetter (Centene) | 296 |
| Erickson Advantage Signature (HMO-POS) H5652-001 | UnitedHealthcare | 219 |
| Humana USAA Honor Giveback with Rx (PPO) H5216-305 | Humana | 205 |
| Humana Gold Plus H8908-001 (HMO-POS) H8908-001 | Humana | 116 |
| BCN Advantage Elements (HMO-POS) H5883-001 | Blue Cross Blue Shield of Michigan Mutual Ins. | 109 |
| Humana USAA Honor Giveback with Rx (PPO) H7617-071 | Humana | 105 |
| Wellcare Patriot Giveback Open (PPO) H2117-003 | Wellcare / Ambetter (Centene) | 97 |
| Aetna Medicare Prime Care (HMO-POS) H3192-021 | Aetna (CVS Health) | 76 |
| Humana Gold Plus Chronic Kidney Disease (HMO C-SNP) H8908-006 | Humana | 52 |
| Erickson Advantage Liberty (HMO-POS) H5652-008 | UnitedHealthcare | 47 |
See all 21 plans leaving Oakland County →
What to do if you live in Troy
- Read the notice from your plan. It names the plan that is ending and your choices.
- Compare 2027 options before December 7: another Medicare Advantage plan, or Original Medicare with a Medicare Supplement and a Part D drug plan.
- Check that your doctors, hospitals and pharmacy near Troy are covered by any plan you consider.
- Free, unbiased help: MMAP (Michigan Medicare/Medicaid Assistance Program) at 800-803-7174, or Medicare.gov, 1-800-MEDICARE.
Is my Medicare plan ending in Troy?
Medicare plans are offered by service area, usually county by county. Check the list above for your plan name or plan ID. A plan can be listed because it was renumbered or replaced, so your plan notice is the final word.
What happens if I do nothing in Troy?
If your plan is not renewing and you do not choose a new one, you may be moved to Original Medicare, which does not include drug coverage. Compare options before December 7 and confirm your dates with Medicare.gov or your plan notice.
Do I have to enroll if I call?
No. Calling is a conversation about your options, and you are never required to enroll.
Troy residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095 Open 8 AM-10 PM Eastern timeMore for Troy: Troy health insurance · Oakland County · All Michigan plans ending for 2027 · Troy population 87,339 (Census Bureau).
Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.